Medical costs continue to rise year after year. By pairing your medical plans with spending accounts, you can create savings and improve outcomes for you and your employees.
Anthem's streamlined, whole-health approach offers meaningful, user-friendly, and cost-effective options.
Anthem drives efficiencies by providing streamlined administration, as well as product and claims integration.
One connected experience
Employees can confidently navigate their health and financial journey through one connected experience. Anthem makes things simple with one debit card for all accounts, one website, one mobile app, and one unified customer service department.
Integrated tools
Employees have seamless access to integrated tools and resources, designed to help them make more informed healthcare decisions and stay engaged in their health, to ultimately deliver better health outcomes.
Whole-person health
When your plan includes the medical, financial, and emotional considerations of your employees, you can reduce employee stress and increase confidence.
With Anthem Spending Accounts, you can choose to offer any of the following benefit or account types: a health savings account (HSA), a health reimbursement account (HRA), healthcare and limited-purpose flexible spending accounts (FSAs), a dependent care FSA, and commuter benefits. Product availability varies by group size. Visit the IRS website or talk to your Anthem sales representative for more information on determining group size.
(Healthcare and limited-purpose)
Available to small group, large group, and national employers.
If there is not enough money in the account, employees pay out of pocket until they meet their deductibles. They can later reimburse themselves as funds become available.
Employees can contribute tax-free money to the HSA. As the employer, you may also add money to the account. Employees can receive a debit card to pay for qualified medical expenses.
Any funds left in the account each year are carried over to the following year and remain with the employee who owns them.
Employees can invest their HSA funds once their HSA balance exceeds $1,000. The interest they earn is tax-free.
Investment options include managed, self-directed, brokerage, and high-yield savings accounts.
Available to large group and national employers.
Employees can carry over funds from year to year.
Account is solely funded by the employer with tax-free contributions.
If an employee leaves the company, any unused funds in the account can revert to the employer at the end of the year.
Employees benefit from tax-free reimbursements for qualified expenses.
Account types include member pay with a debit card, provider pay, deductible first, and split funding.
Available to large group and national employers.
All healthcare expenses can be tied to the same debit card.
Available to employees, spouses, and eligible dependents.
They can choose to spend the total amount for the year on day one of their plan.
Account types include flexible spending for all qualified medical expenses and limited purpose for dental and vision.
Available to large group and national employers to pair with any of our medical products.
Money can only be used as it is accrued in the account.
Employers set the limit on the amount that can be placed into the accounts each year, up to the maximum set by the IRS.
Employers can choose to include a debit card that employees use to pay for qualified expenses.
Employees fund the accounts by deciding the amount of pretax earnings to place into their FSA.
Parking and transit benefits can be offered together or separately.
They pay for qualified transportation costs with a benefits debit card or pay out of pocket and file a claim for reimbursement.
Available to large group and national employers to pair with any of our medical products.
Money left in the account carries over if the employee continues to participate in the plan.
Employees authorize you to deduct a pretax amount for parking or vanpooling/transit from each paycheck.
Contact your Anthem sales representative.
